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How to Get a Loan

It is our pleasure to assist you with your home financing.  We strive to make the process as seamless as possible.  Before you know it, you'll have a mortgage that suits your lifestyle and your budget.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And we are just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is a full application and we will contact you to finalize the details.

Once you haev signed your applicaion documents, we will begin processing your loan which includes ordering the appraisal and submitting your application for a full approval by a mortgage underwriter.

During the process we will also work with you to obtain a homeowner's insurance policy and request the closing information from you choice of settlement agents.

STEP TWO -- Your Loan is Approved and Funded

The undewriter will provide a conditional approval with a list of documents needed from you or third parties, like the appraisal for instance, in order to clear your loan to close. 

We will coordinate the closing with you, your realtor and the settlement agent and you'll sign the final papers at their office.

Now you will begin a new chapter of your life as a homeowner!

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